Good health is the secret of happy life. Good health can be defined as the state of being vigorous and free from bodily or mental disease. It is the most precious possession of a man. If a man losses his health, he loose the charms of happy living. Ask the man who has lost his health. He will tell you the value of good health. Health is real wealth of man.
‘Sound mind in sound body’ is an old saying. Healthy mind can be found only in healthy bodies. Sickly men have sickly minds. Their attitude toward life is gloomy. On the other hand, if the man has good health, his outlook to life is also healthy. He can work for long hours without feeling tired. If a student has good health, his memory is good and his mind is sharp.
Good health cannot be had on demand. There are certain things which are essential for good health. Nutritious food comes first. We should take only that food which is nutritious value. Fresh air is also important for good health. People living in the open air usually enjoy good health. Exercise plays a great role in making a man healthy and fit. Balancing one’s hour of sleep and rest also contribute to good health.
There are certain things which are bad for health. We should guard ourselves against them. Smoking is injurious to health. Eating too much spoils ones digestive system. If a man is irregular in his habits, he is likely to lose his health. Lack of energy also results ill-health. So, one must stay fit to lead a happy and healthy life.
Public health education can be considered an ambiguous term. It teaches the proper way to improve one’s health, and can involve only one or two people, or the population of several countries. Anything that can seriously threaten the physical, mental, or spiritual health of a wide range of people, notably due to their interactions with one another, can be classified as a threat to the community’s public health. This is why public health education becomes a necessary tool to aid people against the spread of potential diseases and illnesses. Five of the most important reasons of how public health education can prove beneficial are as follows:
1. People are able to learn how to prevent the spread of communicable diseases through the training and methods being taught in education. People are able to have better access to information regarding general prevention of diseases, including the knowledge of what to do and how to act during epidemics in their area. Certain diseases have their own individual prevention methods that people should be well aware of, and employing these techniques lessens the risk of being infected by possible diseases. Through public health education, even simple things such as wearing a flu mask in particularly affected areas, or knowing when to take vaccines for a particular illness that is prominent at that time of the year, always proves very effective in limiting the number of people affected annually.
2. More people are able to access private and public medical institutions to prevent diseases or medical conditions, or to better treat them. Without the benefits of a public health education, most people may feel healthy enough and not find the need to go for a general check-up. Being aware that it is necessary to see your doctor regularly is one of the important things learned in a good public health education. Most medical hospitals and clinics offer immunization or vaccine shots during the flu seasons, or when a general outbreak of hepatitis is going around, and a public health education ensures that more people know to go to these facilities and avail of the treatment, thereby lessening the amount of ill people.
3. People are able to adopt a healthier behavior to lessen the risk of diseases being spread among themselves. Keeping things cleaner around the house, opting to lessen or quit smoking altogether, or exercising more are just a few of the many different ways taught in public health education to combat sickness and improve one’s lifestyle.
4. People become more aware of information relating to the disease, rather than believing in just public perception. Public health education not only deals with how to prevent illnesses, it also provides details of how a disease works, which may dispel some myths and fallacies about it in society. The HIV virus for example, can be spread through unprotected sexual intercourse, but not through activities such as kissing or touching. This also helps change a person’s views towards someone infected, promoting more empathy rather than discrimination.
5. People are able to help and contribute to disease prevention by supporting or volunteering at health care facilities. Public health education is more than just spreading information; it also calls people to actively participate in aiding others. To be able to protect one’s health, it is also necessary to protect the health of other people around you, and helps foster a more close-knit community and a better sense of camaraderie.
If you’re fortunate enough to have employer-provided health insurance, that narrows your options down to the plans that your employer offers. If you don’t have coverage through your job, perhaps an organization or association that you belong to will allow you to buy health insurance through them at a group rate.
Another option is to check your local Obamacare health insurance marketplace to see if you qualify for an upfront premium credit, which would get you reduced premium costs. Even if you don’t qualify for the credit right away, buying your health insurance through the marketplace means you may qualify for it when you file your tax return for the year.
If you can’t, or won’t, get health insurance from any of these sources, you’ll have to fall back on buying a private plan. It will give you the widest range of options, but likely will be far more expensive.
Decide which type of policy to buy
Health insurance policies come in a variety of basic types, although you may not have access to all of these options through your preferred source. Health Maintenance Organizations (HMOs) are a very common type of health insurance policy. With an HMO, you’re required to use healthcare providers within the policy’s network, and you have to get a referral from your primary care physician in order to see a specialist.
Preferred Provider Organizations (PPOs) are also quite common. A PPO health insurance policy has a network, but you’re not limited to in-network care — although using network providers is cheaper — and you don’t need referrals to see specialists.
Exclusive Provider Organizations (EPOs) are a hybrid between HMOs and PPOs. You’re required to stick to the plan’s network, but don’t need referrals for specialists. Finally, Point of Service (POS) plans are a less common option that are essentially the opposite of an EPO. You’re not limited to the POS plan’s network, but do need a referral to see a specialist.
Of the four common types of plans, an HMO or EPO tends to be cheaper than a PPO or POS with the same level of coverage. However, if network coverage is poor in your area, or you’re uncomfortable limiting yourself to network providers, it may be worth paying a little more to get a PPO or POS policy.
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High deductible versus low deductible
All things being equal, the higher a plan’s deductible is, the lower the monthly premiums will be. A high deductible means that you’ll have to pay a lot of healthcare expenses yourself before the insurance policy kicks in, but if you have few or no medical expenses in a given year, these plans can be a bargain. Very low medical expenses means that you probably won’t surpass the deductible, even of a low-deductible plan, so getting a high-deductible plan keeps your insurance costs as low as possible while still protecting you in case something catastrophic happens.
If you decide to go the high-deductible route, getting a Health Savings Account (HSA)-enabled plan, and funding it with at least the equivalent of a year’s deductible, is your best option. An HSA plan neatly covers the biggest weakness of a high-deductible health insurance policy – namely, that you’d have to shell out a great deal of money on a major medical expense before the insurance would take over. If you have a full-year’s deductible tucked away in your HSA, you can just use that money to finance your share of the expenses, while simultaneously enjoying the triple tax advantage that an HSA offers.
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There are two major factors that affect how well a particular plan will cover your medical expenses: the plan’s network and its coverage policies. Even if you choose a plan with out-of-network options, like a PPO, you’re still better off using in-network health providers as much as possible because doing so will reduce your costs. And the rules that a given health insurance policy uses to decide what’s covered and what’s not – and how much the co-pays will be – can make a huge difference in how helpful a particular policy really is for you.
For example, if there’s a rather pricey medication that you take every day, you’ll definitely want to get a health insurance policy that lists that medication on its formulary. If you travel a lot, stick to plans that offer good out-of-area treatment options. And if you already have a primary care physician, you’ll definitely want to pick a plan that includes your doctor in its network.
Finding the best deal
If you’re stuck between two or three different policies and can’t decide which one to choose, try this exercise. Multiply the monthly premium by 12 to get your annual cost for a plan, then add in the plan’s out-of-pocket maximum. The result is the most you would end up spending on health care if you had one or more major medical expenses during the year. Do this calculation for each plan you’re considering, then compare the results. The plan with the lowest total is likely the best deal for you.